Practice Areas

Banking and Finance

We represent lenders and borrowers in disputes concerning collection, bankruptcy, foreclosure, regulatory compliance, security interest priorities and claims of bad faith. We represent parties to loan transactions including negotiation, documentation and closing.

Business Organizations and Finance

We incorporate businesses, draft partnership agreements, prepare shareholders' agreements and provide related advice. We advice business organizations and equity holders with respect to finance, corporate and partnership formalities and disputes. The Firm conducts legal "audits" to prevent or mitigate potential liabilities and to identify and correct legally-hazardous business practices.

Civil Litigation

The Firm represents defendants and plaintiffs in all forms of business litigation including breach of contract, fraud and unfair business practices. These claims arise out of transactions or relationships including such areas as banking, commercial real estate, construction, the purchase or sale of businesses, employment and insurance, among other areas. The Firm provides full service litigation support including all necessary research, discovery, trial, post-trial and appellate representation.

Collections and Credit Management

We collect commercial debts including debts on accounts and through contracts. We advice our clients with respect to purchase documents, credit documents, security interests, mechanics and other liens, and other credit matters.

Construction Law

The Firm represents owners, general contractors, trade contractors, subcontractors, suppliers, construction managers, architects, engineers and sureties with respect to claims arising out of public and private construction projects. Our services include advice, negotiation and representation in arbitration, litigation and before government boards. We consult with our clients with respect to contract documents, the preparation of claims, the defense of claims and project documentation procedures.

Criminal Defense

No one wants to need an attorney for a criminal case, but Ball & Kusta, P.C., has handled over 100 cases regarding such matters to protect your legal rights.


If you need assistance with complex legal matters regarding the dissolution of your marriage, Ball & Kusta, P.C. can counsel you through the process.

Family Law

If you are contemplating or facing the end of your marriage, or if you need an attorney to help with a custody, support or other family law matter, contact Ball & Kusta, P.C. in Decatur, AL. Attorney Kevin R. Kusta of Ball & Kusta, P.C. offers professional, compassionate and dedicated representation to help get you through this difficult time, so you can get on with the rest of your life knowing that your interests were well-protected.


We advise clients in connection with disputes with insurance companies concerning direct loss, third-party claims, policy cancellation and retrospective premiums. We represent insureds and insurers in litigation concerning insurance contracts, bad faith and related issues.

Real Estate Closings

Are you looking for a Decatur real estate attorney? Attorney Ernest W. Ball of Ball & Kusta, P.C. provides comprehensive real estate services for individuals and businesses. Whether you are buying, selling, or leasing a property, it is important to understand the terms of the agreement and make sure you're doing the right thing, with the help of an attorney. Learn how Decatur real estate attorney Ernest W. Ball can help.

The Alabama State Bar requires the following disclosure: “No representation is made that the quality of legal services to be performed is grater than the quality of legal services performed by other lawyers.”